Closing costs you should expect

There are certain standard costs accompanying closing the sale of a house. These costs are often divided between the buyer and seller, as spelled out in the sales contract. Many are universal, but there are nuances to each, so you'll want a real estate expert in Oklahoma to help direct you through your deal.

Loan-related closing costs    (Click here for more information)

  • Points (optional)
  • Appraisal Fee
  • Credit Report
  • Interest Payment
  • Escrow Account

Taxes commonly paid at closing    (Click here for more information)

  • Property Taxes
  • Transfer Taxes and Recording Fees

At closing, these fees are often due    (Click here for more information)

  • Homeowners Insurance
  • Flood or Quake Insurance (optional)
  • Private Mortgage Insurance (PMI) (optional)
  • Title Insurance

Sellers: As we hammer out your sale, not only will we work to get the optimal sales price, but we'll also campaign for lower closing costs. And once we've arrived at an agreement, we'll describe in detail the closing costs so you know exactly where your money is going.

Buyers: If you are buying real estate in Yukon, you will receive a "Loan Estimate" (LE) of closing costs within three days of submitting your loan application and a "Closing Disclosure" no fewer than three days prior to closing. These estimates are based on the loan officer's previous experience and are required to be within a suitable range so you're not startled when you come to the closing appointment. We'll be happy to look over the estimate with you, answering your questions and highlighting any estimates that are uncertain.

Don't forget to factor in closing costs when considering a home sale or purchase. Metro First Realty is seasoned at helping both buyers and sellers when it comes to closings. E-mail or call me today at 405-265-1126 if your needs include a real estate pro ready for the business side of real estate.

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